First-Time Home Buyers
Invest in Living
Wave goodbye to apartments and rental houses — let’s buy your first home! This is an exciting time in your life, and our buying agents want to help guide you through the journey. While it’s very exciting, purchasing a home can also be daunting. Finding experienced buying agents who can offer advice and guidance is critical for first-time home buyers. As trusted real estate experts, we promise to be there every step of the way for first-time buyers, from the beginning steps to the closing table.
Invest in Living
Wave goodbye to apartments and rental houses — let’s buy your first home! This is an exciting time in your life, and our buying agents want to help guide you through the journey. While it’s very exciting, purchasing a home can also be daunting. Finding experienced buying agents who can offer advice and guidance is critical for first-time home buyers. As trusted real estate experts, we promise to be there every step of the way for first-time buyers, from the beginning steps to the closing table.
Initial Steps To Take
Partner With a Professional
While many real estate firms prefer first-time buyers to secure financing before reaching out to them, we prefer to be involved from the very beginning! It’s important for first-time home buyers to partner with a real estate professional they can trust. If you’re thinking about
buying a home, give us a call first. Our buying agents will recommend top lenders who can guide you through the financing process with ease. Follow these tips for first-time home buyers to learn which steps to take first.
Secure a Lender
Most first-time home buyers don’t realize that the next step towards buying a home isn’t shopping for homes: it’s securing financing with a lender. Since there is no shortage of banks, lenders, and mortgage brokers eager to accept your loan application, first-time buyers should make sure to choose the lender that is right for them and their specific needs.
Get Pre-Approved
Working with a lender to get pre-approved for a mortgage is perhaps the most important step in accurately determining the budget for your new home as first-time home buyers. Your lender will look at your income, assets, and credit score to determine which loans you could be approved for, how much you can borrow and what kind of interest rates you’ll be looking at.
Initial Steps To Take
Partner With a Professional
While many real estate firms prefer first-time buyers to secure financing before reaching out to them, we prefer to be involved from the very beginning! It’s important for first-time home buyers to partner with a real estate professional they can trust. If you’re thinking about
buying a home, give us a call first. Our buying agents will recommend top lenders who can guide you through the financing process with ease. Follow these tips for first-time home buyers to learn which steps to take first.
Secure a Lender
Most first-time home buyers don’t realize that the next step towards buying a home isn’t shopping for homes: it’s securing financing with a lender. Since there is no shortage of banks, lenders, and mortgage brokers eager to accept your loan application, first-time buyers should make sure to choose the lender that is right for them and their specific needs.
Get Pre-Approved
Working with a lender to get pre-approved for a mortgage is perhaps the most important step in accurately determining the budget for your new home as first-time home buyers. Your lender will look at your income, assets, and credit score to determine which loans you could be approved for, how much you can borrow and what kind of interest rates you’ll be looking at.
How To Know If You’re Ready For A Home?
When is the right time for first-time buyers to purchase their first home? Our
buying agents will let you in on a little secret: there isn’t one.
If you’re thinking about buying a home, consider these factors and tips:
Your Finances
Your financial assets should be in order before you add a house to the mix. First-time home buyers need to make sure they maintain a good credit score and have proof of stable income for their lender. Generally speaking, lenders like for first-time buyers to have a credit score above 620. With that said, it is possible to secure a loan with a lower credit score. Give our
buying agents a call, and we’ll recommend a lender who can help.
Your Future Plans
It's important to remember that real estate is an investment. While it's a common misconception that you should only buy when you plan to stay in an area for a while, acquiring real estate can be a significant financial step for increasing your financial assets. Be sure to speak in-depth with your agent about your plans for the future so they can guide you on what would fit your goals and needs.
Whether you’ve made up your mind about purchasing your first home or you’re only just considering it, talk to trusted professionals first. Our knowledgeable
buying agents can go over pros and cons with you and create a plan of action.
How To Know If You’re Ready For A Home?
When is the right time for first-time buyers to purchase their first home? Our
buying agents will let you in on a little secret: there isn’t one. For a first-time home buyer, buying a home has little to do with age or time and everything to do with where you are in life. If you’re thinking about buying a home, consider these factors and tips for first-time home buyers:
Your Finances
Your financial assets should be in order before you add a house to the mix. First-time home buyers need to make sure they maintain a good credit score and have proof of stable income for their lender. Generally speaking, lenders like for first-time buyers to have a credit score above 620. With that said, it is possible to secure a loan with a lower credit score. Give our
buying agents a call, and we’ll recommend a lender who can help.
Your Future Plans
Can you envision yourself living in the area for the foreseeable future? For first-time home buyers planning on starting a family and settling down, that is a good indicator they are ready for the commitment of buying a home. However, if you can’t see yourself staying in one area for a long period of time, it may be best to hold off on purchasing a home until you find the perfect place to plant.
Whether you’ve made up your mind about purchasing your first home or you’re only just considering it, talk to trusted professionals first. Our knowledgeable
buying agents can go over pros and cons with you and create a plan of action.
I am happy to recommend Ring the Bell Realty! Both Michelle and Kayla are very knowledgeable about the housing market and make the process of buying or selling a home much easier for their clients. If you want your home to sell or you are looking for a place to dwell definitely call Ring the Bell!
- Elisa R.
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"Michelle was just awesome with handling things. We found more than one home we wanted but the market was fast and the demand was too. Michelle kept going and encouraged us when we ran into a snag. I like to think I made a friend buying our new home. She looked out for us."
- Nanette T.
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"I cannot say enough good things about Michelle and Kayla! Michelle guided us thru what we needed to do, gave us trusted contractors to get the work done on our home and then sold it in less than 2 days! These 2 ladies are awesome and I would highly recommend them!"
- Linda W.
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